Before taking a loan as a business owner you must find low-interest loans,  collateral loans, and secured loans are usually low-interest loans among other loans or unsecured loans. Secured loans are those loans that are avail against any financial securities.  If you have a diversified portfolio which usually most business person might have, a secured loan became very easy to avail as you can avail loan against securities as low as 7,75% interest up tp 100 crores. Securities can be shares, mutual funds, Bonds, Insurance, etc