The most important thing to know about personal finance is cash flow management. cash flow management is all about how to manage your money, and where is your money going.

Personal finance includes tax planning as well, but many people overlook it. With the right approach to taxes, you may be able to keep more of your money.

Money management includes long-term financial planning, but it often gets overlooked. Invest in long-term goals like retirement and college tuition for your children as well as for emergencies.

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