With the Southern Bank mobile banking app featuring Mobile Deposit and Picture Pay, you can bank whenever you want and wherever you are. Use your phone’s camera to make deposits. Use it again to pay bills with our “Click-It and Pay-It” Picture Pay service. The app offers a number of time-saving features that allow you to securely access your finances on your phone or tablet devices:

Southern Bank mobile banking app

Southern Bank mobile banking app details features

View Balances and Transaction History: View all of your account details in just a few taps. Includes access to images of cleared checks.

Transfer Money: Move money between your Southern Bank accounts when and where you want to.

Mobile Check Deposits: Deposit money into your account by snapping a picture. Simply take a photo of the front and back of your checks, and after the check clears, the money is available in your account.

Learn More About Picture Pay
Picture Pay:

There’s no need to write checks when you have picture pay. Snap a photo of your bill, select the account that you would like to use, and our team will take care of the rest.

Bill Pay:
Your payees in online banking are also available in mobile banking, so you can quickly pay your bills, no matter which system you are using.


From travel, shopping and dining to merchandise and more, enroll in BankMiles1 and use your Southern Bank Visa® Credit Card to earn points and redeem them for outstanding rewards.

  • Earn 1.5 points for every $1 spent on qualifying purchases2
  • Points do not expire as long as membership is maintained
  • Pool points with other BankMiles members to earn even faster
  • Redeem for a wide variety of rewards, including travel, cash back, digital and gift card rewards, merchandise, and unique experiences – Browse Rewards
  • Earn a round-trip flight anywhere in the continental U.S. for 50,000 points
  • Use points to get a full statement credit for recent purchases, including airline travel, with Pay Me BackSM

No cap on the number of points you can earn. Learn more details from here.

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