The problem is, how can you take concrete action if you don’t know your current financial situation? How much is your monthly income? From what sources? how to spend? more or less? What is the value of the investments currently held? profit or loss?… Therefore, before starting to have your own financial plans, you need to set up a system of recording and statistics of your own financial activities so that you can use them for your own financial activities. analysis, evaluation and decision support purposes.