How can I fix my credit score quickly to buy a house in Florida?

I'm planning to apply for a mortgage in Florida later this year, but my current credit score is 620. I have a few late payments from two years ago. What are the most effective ways to boost my score to at least 700 within the next 6 months?
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Mohi UddinProfessorAsked on April 27, 2026 in Banking & Finance.
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